3k down, 12k/year, 36 months for a 2009 @ $500/ month? Not sure how you got your numbers... but that seems too low... I could be wrong though.... Also, how far back can you lock in rates? Way I see it since you haven't submitted your order yet, you won't be seeing your car before November. I'm pretty sure you can't lock rates that far out.

353S / TTS Gallery: www.353S.fotki.com
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2009 TTS Coupe
-Audi Exclusive Suzuka Grey Pearl / Black Nappa
-Prestige Package
-19" Titanium Optic Wheels
-ETA = Dec 8th or earlier???