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#1 |
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Audiworld Premium Sponsor
Account #: 141705
Join Date: Jan 2008
Posts: 331
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Audi Financial Services (AFS) Lease Programs - Effective May 2008
Listed below are the current manufacturer (captive) lease programs. Special bank lease programs for these models are available through independent leasing source LeaseCompare.com. Click on the vehicle name for more information and to see payments details. 2008 Audi A4 2.0T SE 6-Speed Sedan 24 Month - Residual 60% of MSRP - .00002 Base Rate 36 Month - Residual 52% of MSRP - .00002 Base Rate 48 Month - Residual 44% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T SE multitronic Sedan 24 Month - Residual 60% of MSRP - .00002 Base Rate 36 Month - Residual 52% of MSRP - .00002 Base Rate 48 Month - Residual 44% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T SE quattro 6-Speed Sedan 24 Month - Residual 60% of MSRP - .00002 Base Rate 36 Month - Residual 52% of MSRP - .00002 Base Rate 48 Month - Residual 44% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T SE quattro Tiptronic Sedan 24 Month - Residual 60% of MSRP - .00002 Base Rate 36 Month - Residual 52% of MSRP - .00002 Base Rate 48 Month - Residual 44% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T 6-Speed Sedan 24 Month - Residual 55% of MSRP - .00256 Base Rate 36 Month - Residual 47% of MSRP - .00256 Base Rate 48 Month - Residual 39% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T Multitronic Sedan 24 Month - Residual 55% of MSRP - .00256 Base Rate 36 Month - Residual 47% of MSRP - .00256 Base Rate 48 Month - Residual 39% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T quattro 6-Speed Sedan 24 Month - Residual 57% of MSRP - .00256 Base Rate 36 Month - Residual 49% of MSRP - .00256 Base Rate 48 Month - Residual 41% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T quattro Tiptronic Sedan 24 Month - Residual 57% of MSRP - .00256 Base Rate 36 Month - Residual 49% of MSRP - .00256 Base Rate 48 Month - Residual 41% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T SE quattro 6-Speed Avant 24 Month - Residual 57% of MSRP - .00023 Base Rate 36 Month - Residual 49% of MSRP - .00023 Base Rate 48 Month - Residual 43% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T SE quattro Tiptronic Avant 24 Month - Residual 57% of MSRP - .00023 Base Rate 36 Month - Residual 49% of MSRP - .00023 Base Rate 48 Month - Residual 43% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T quattro 6-Speed Avant 24 Month - Residual 52% of MSRP - .00256 Base Rate 36 Month - Residual 44% of MSRP - .00256 Base Rate 48 Month - Residual 38% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T quattro Tiptronic Avant 24 Month - Residual 52% of MSRP - .00256 Base Rate 36 Month - Residual 44% of MSRP - .00256 Base Rate 48 Month - Residual 38% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T Cabriolet 24 Month - Residual 60% of MSRP - .00036 Base Rate 36 Month - Residual 52% of MSRP - .00036 Base Rate 48 Month - Residual 41% of MSRP - .00276 Base Rate 2008 Audi A4 2.0T quattro Cabriolet 24 Month - Residual 61% of MSRP - .00057 Base Rate 36 Month - Residual 53% of MSRP - .00057 Base Rate 48 Month - Residual 42% of MSRP - .00276 Base Rate 2008 Audi A4 3.2L Multitronic Sedan 24 Month - Residual 54% of MSRP - .00005 Base Rate 36 Month - Residual 46% of MSRP - .00005 Base Rate 48 Month - Residual 35% of MSRP - .00276 Base Rate 2008 Audi A4 3.2L quattro 6-Speed Sedan 24 Month - Residual 56% of MSRP - .00017 Base Rate 36 Month - Residual 48% of MSRP - .00017 Base Rate 48 Month - Residual 38% of MSRP - .00276 Base Rate 2008 Audi A4 3.2L quattro Tiptronic Sedan 24 Month - Residual 56% of MSRP - .00017 Base Rate 36 Month - Residual 48% of MSRP - .00017 Base Rate 48 Month - Residual 38% of MSRP - .00276 Base Rate 2008 Audi A4 3.2L quattro 6-Speed Avant 24 Month - Residual 56% of MSRP - .00022 Base Rate 36 Month - Residual 48% of MSRP - .00022 Base Rate 48 Month - Residual 38% of MSRP - .00276 Base Rate 2008 Audi A4 3.2L quattro Tiptronic Avant 24 Month - Residual 56% of MSRP - .00022 Base Rate 36 Month - Residual 48% of MSRP - .00022 Base Rate 48 Month - Residual 38% of MSRP - .00276 Base Rate 2008 Audi A4 3.2L quattro Cabriolet 24 Month - Residual 59% of MSRP - .00082 Base Rate 36 Month - Residual 51% of MSRP - .00082 Base Rate 48 Month - Residual 40% of MSRP - .00276 Base Rate Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms Compare Lease Payments for Used Audi Models HERE Use the following formula to calculate a lease payment: (Cap Cost - Residual Value) / Term = Depreciation (Cap Cost + Residual Value) X Money Factor = Interest Depreciation + Interest = Base Monthly Payment Here is a great online publication about leasing: Auto Lease Insider. |
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#2 |
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AudiWorld Member
Account #: 62550
Join Date: Sep 2003
Posts: 543
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No offense LeaseCompare.com, but I need an unbyassed opinion
![]() I went into the tool and entered in the info: 2008 AUDI A4 4dr Sdn 2.0T quattro AT Source We'll find this car for you. MSRP $33,075 Credit Score ??? Miles you drive per year 12,000 Length of Lease (Term) 60 months Down Payment $0 Purchase Price $31,216 Bank Acquisition Fee + $795 Documentation Fee + $99 Fleet Discount - $2,000 Total = $30,110 Monthly Payment $390 Down Payment + $0 Due at Signing = $390 + tax and license fees. So is this a decent price for a lease for this A4? I am stretching it out to 60 months. I know most lease for 36 or 48. Thanks |
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#3 |
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Audiworld Premium Sponsor
Account #: 141705
Join Date: Jan 2008
Posts: 331
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.... we can no longer order '08s.
This will be updated on the site shortly. AFS is offering attractive rates right now to clear out the remaining '08s. |
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#4 |
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AudiWorld Super User
Account #: 136869
Join Date: Oct 2007
Location: Charlotte, NC
Posts: 2,340
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__________________
"I just want to talk about the cars!!!!" Audi Brand Specialist S5 Product Advocate Certified Audi Enthusiast Current- 1996 A4 2.8 Quattro 5 speed Arctic White with Remus exhaust 2008 Audi A4 2.0T Quattro 6 speed Quartz Gray -Prem, Heated seats, Convenience, Bluetooth, Ipod, Bose with AWE exhaust |
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#5 |
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AudiWorld Member
Account #: 62550
Join Date: Sep 2003
Posts: 543
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I want to get the most car at the lowest payment possible. So leasing was an attractive alternative to purchasing. I still pay towards the car and I still pay fair market value at the end of the lease. What's the difference if I lease or buy? Besides the amount of time it takes to pay off. I don't necessarily want to trade in the car every few years.
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#6 |
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AudiWorld Super User
Account #: 72954
Join Date: Mar 2004
Posts: 2,782
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then renewed for another 36 months then financed the thing the end of 6 years for 3 more years.
That was one very exspensive Volvo 960
__________________
2008 2.0 Q-tip SE B5 mods for sale List current 2/1/2010 MTM k04 tune 018Q ECU, 180tt / 310cc injectors, Bosch MotorSport 5 bar FPR, Level 10 VB, Euro wiper arms and blades |
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#7 |
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AudiWorld Super User
Account #: 95022
Join Date: Jul 2005
Posts: 3,510
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Audis are not the car to get if your primary concern is the most car you can buy for the lowest monthly payment possible.
You're setting yourself up for failure.
__________________
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#8 |
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AudiWorld Member
Account #: 62550
Join Date: Sep 2003
Posts: 543
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Either lease and turn it in, or finance from the beginning and take a normal amount of time to pay it off.
But if I leased and then bought outright at the end, is that any different? Or am I going to pay more overall doing a lease/purchase vs. financing and making payments over a 60 month period? |
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#9 |
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AudiWorld Member
Account #: 119906
Join Date: Jan 2007
Posts: 159
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lease is worth only if you gonna get new and different car as soon as your lease ends. you pay more overall but at least you drive new car every 3 yrs.
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#10 |
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Audiworld Junior Member
Account #: 146538
Join Date: Mar 2008
Posts: 17
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the current money factor on A4's for 36 months/15K miles is .00002, which is .05% so it certainly makes sense to not finance a purchase at any rate above .05% if you lease then purchase, you are basically doing a balloon purchase with an option, you are paying a very low rate of interest, you are paying off approximately 47% of the purchase price over 3 years. and then you have the option to buy after 3 years for the remaining principal of 53%, ie the residual. and depending on your situation 3 years from now, it is always good to have options that don't really cost you anything.
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| Tags |
| 60, a4, audi, charlotte, credit, fleet, lease, months, nc, pay, r8, rate, rates, score, vw, worth |
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