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Financing question...

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Old 12-04-2010, 06:46 PM
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So, my S5 will arrive from Germany in less than 10 days...can't wait!

Quick question: what type of finance rates have u guys been getting lately? While shopping around, I've seen 3.9/72 months, and as low as 2.9/60 months through large institutions (namely bank of America). Insight?
Old 12-04-2010, 07:38 PM
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2.9 is very nice rate from BOA. Have you tried citibank and TDbank? I heard those 2 gives better rate but that's not my first hand experience. During the time like this, don't we all hope Audi was doing.9% just like BMW? but that's prob would put Audis every streets & corners here in the North East (not like it's that far away from that now lol)
Old 12-06-2010, 02:53 AM
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If you're a AAA member, try them...I've found them to offer very competitive rates (typically thru local CU's). AAA of Southern New Enlgand is currently advertising 2.70% for up to 60 mos (3.45% for 72 mos).

Although whatever rate you find to be the lowest, I'd go back to the dealer and ask them to match it. If you have good credit, the dealer's finance manager will generally find a way to meet the rate which will put a little more $ in their pocket, and you can do all the paperwork in one place rather than dealing with another lender.

I got 2.9% for 60 mos thru Audi Financial Services back in May.
Old 12-06-2010, 06:32 PM
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I ordered my A5 in November. They locked in my rate of 2.9% for 60 mo from Audi financial for when the car arrives in February. I would check back with your dealer.
Old 12-06-2010, 06:37 PM
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Gotcha...I've been doing a lot of research over the past couple days. Gracias!
Old 12-06-2010, 08:22 PM
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2.9% doesn't apply to S5s or R8s, unfortunately .
Old 12-09-2010, 05:44 AM
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AAAAARRRRRRRRGGGGGGGHHHHHHHH!!!!

Man, all these nice cars in the same price range for "well-qualified buyers"...and Audi won't cut us a break LOL. I know they are still gonna get their money (we're gonna keep buying), but isn't this the Christmas season? Haven't they just broken their all-time sales record for one year? LOL
Old 12-09-2010, 11:42 AM
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I got 2.89% with Wells Fargo on my 2011 S5.

You have to haggle with them. My credit union had 2.99% so they had a reason to get aggressive on the rate.
Old 12-09-2010, 12:23 PM
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2.9 or 3.9 on a car loan is darn good. Especially one as popular as the S5.

If you were in the service or a family member was try USAA
Old 12-10-2010, 04:19 PM
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Yeah, I'm an officer in the air force...USAA was my first stop lol


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