Just got off the phone with my dealer. Ordered the car first week of March and it should be delivered by the end of this week. When I ordered the car, the March interest rate from Audi Financial Services was 4% for the S4 for a 48 month premier purchase and now they're saying it's 5.1%. Does that make sense? What have people been getting? Is there any wiggle room on the rate? Needless to say, it's killing my monthly payment by quite a bit.

yes interest rates are going up. Try lendingtree.com

I hear you and I already considered it. The problem is, i checked with chase and they're higher than audi financial. I guess I'm screwed.

interest rates are on the way back up probably for a large number or reasons. You can probably get a better deal elswhere.

are you telling me that since rates went up 1% that you can no longer afford your S4? I hope this is not the case. Good luck.

Try peoplefirst.com if you are going for finance. Really good rate!

No. It's not that bad. Believe me, I would do whatever it takes to acquire this car at this point and I can't wait to pick it up. It's just that my monthly payment is going up by about $35 a month due to interest rates and that sucks.

I just got on lending tree so we'll see what happens.

Only time I'd even consider a PP is someplace where you can't lease. I still think a PP is the worst part about a lease and the worst part about a purchase combined.

but that was on a straight finance, with a crap load down.

depending upon your credit score they will be aggressive.

mine was A+++ so they matched a rate I found.

hope that helps.

d

And pay sales tax for the entire amount of the purchase, where a lease you just pay sales tax on the amount you use.

and my mom cosigned and had a 830 and we got declined by Audi Financial. My dealer didnt know what to say. chase was happy to take my money at .3% cheaper.

If you have equity in your house, you can put it on a home equity line of credit. Rates are generally Prime plus 0.25% or so. Plus your payments are tax deductible. Do this if you can - you'll save a ton on interest payments.

Phil

A fairly significant move.