K i know that the 97 body style A4's are slower than what im driving, but this TT isnt fun anymore, My whole chiping problems.

First of all it will lower my payments for sure, but..... Can you all convince me or should i stay with the TT for another 2 1/2 years??

you are likely to have to write a big check to pay for your negative equity.

Ive heard it done before, thats why im thinking this

I also have FMIC, Giac Chip, boostgauge, Forge DV valve, lowered on H&R's springs

let me know