Ok guys...its confirmed. I am buying yet another S4. Just need the MAD TORQUE!!!! :)(which BMW could not provide me with).
Now the questions arises.....I heard that insurance is a b**ch in toronto. So is there any way i can get cheap insurance ( i need full coverage though). How and where could I get good, reliable and cheap insurance. How much are you S4 owners paying for insurance? btw i'm 23, clean driving record.

P.S: If you know anyone in the market to sell his/her S4, please lemme know.

Thanks in advance guys.

I think TD Bank owns them. They only deal with professionals so the rates are lower.

That who I deal with.
--RGL

1. high deductable ($1000 for collision, any minor stuff you'll probably pay out of pocket anyways)
2. not used to commute to work ***
3. residence in a rural town