View Full Version : who are you guys using for health insurance? blue cross just jacked up my rates by $2000


audiringpwr
12-12-2007, 10:24 PM
for reason i'm not even sure of.

i haven't used it for anything besides just a yearly check up.

so i'm looking to switch to a different provider.

is kaiser the choice people like now a days?

SantaCruzinS4
12-12-2007, 11:34 PM

AvantMnkyA4
12-13-2007, 12:35 AM

wnut
12-13-2007, 09:21 AM
i have a broker/adviser if you're able to shop around. used KP in the past and i never experienced any horror stories.

audiringpwr
12-13-2007, 10:10 AM

wnut
12-13-2007, 11:03 AM

Dr.quattro
12-13-2007, 02:35 PM

SantaCruzinS4
12-13-2007, 04:57 PM
BEFORE you leave Blue Cross be absolutely sure that another health insurer will give you coverage.

FYI, my monthly bill from KP increased 75% the year I turned 41, for no other reason than the fact that I wasn't 40 anymore.

audiringpwr
12-13-2007, 05:25 PM

dan farmer
12-13-2007, 07:38 PM

wnut
12-16-2007, 02:46 PM

wnut
12-16-2007, 02:46 PM

pinkertonfloyd
12-16-2007, 05:42 PM
Kaiser is very hard to beat... My Employer also has Blue Cross, it covers a lot less and costs about $400/month MORE than Kaiser, and 5 times the deductible.

another thing you might want to look into with Kaiser, is that they also offer a "High Deductable" plan... my employer also has it, it's about half the price (Think it's about $400/mo under our plan), and you pay full out-of-pocket up to a maximum per year. IE: It's $2000/personal, and $4000/Family. So once you hit that level, you pay nothing. It's a gamble, but can save a ton of $$$ if you are generally healthy... but still covers you if things go really bad.