I got a $10k loan approval the same day (Saturday) and had my check on Tuesday. I also got a great interest rate of 6.88% on my auto loan. It really couldn't have been easier.

I got $40k loan approved on the same day, although they wanted supporting documents be faxed (probably because of the loan amount and zero down). Too bad their rate went up to 7.24%.

Used them too, great service, zero problems.

I tried LendingTree, PeopleFirst, and CarFinance. LT and CF came through within 15 minutes with an approval. PF sent me an e-mail asking to call them. I replied asking what they wanted to know, and I haven't heard from them.

Of course, YMMV.