you had the foresight to have an extinguisher with you but it had failed/leaked over the years. I always carry an extinguisher with me, but this is a big reminder to check it once in a while. I agree with the others, go get a D2 S8 with the insurance money (plus some) and enjoy the new car. As far as getting the old car for parts, once the insurance company has totaled it, ask how much they want for the carcass.

2003 S8
Brilliant Black on Caramel
All options
RNS-e/250GB Phatbox